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Jeff Feingold
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- New London, NH
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Steve,
That was excellent!
One of NHBR’s initiatives for 2010 is to track how the “Great Recession” has affected the way New Hampshire companies do business.
One way we’re hoping to accomplish that goal is to profile businesses that have found ways to adapt successfully to t…
Jeff Feingold's Photos
Jeff Feingold's Blog
Has your business changed to fit the times?
One of NHBR’s initiatives for 2010 is to track how the “Great Recession” has affected the way New Hampshire companies do business.
One way we’re hoping to accomplish that goal is to profile businesses that have found ways to adapt successfully to the changing economy. Some firms may have done it by adding or changing products or services, others by finding new markets or others simply going back to the strategic drawing board – whatever it is, we at NHBR would like to hear from them.
If your b… Continue
One way we’re hoping to accomplish that goal is to profile businesses that have found ways to adapt successfully to the changing economy. Some firms may have done it by adding or changing products or services, others by finding new markets or others simply going back to the strategic drawing board – whatever it is, we at NHBR would like to hear from them.
If your b… Continue
Posted on January 4, 2010 at 2:43pm —
Welcome to NHBR Network
Welcome to NHBR Network, the first online business-to-business networking site in New Hampshire.
This exciting new site provides businesspeople around New Hampshire with a new platform with which to network, learn and share information. Not only will NHBR Network feature New Hampshire Business Review most up-to-date Granite State business information, but it will feature blogs and other commentary offering advice, tips and assistance from experts on a multitude of subjects, of interest to busin… Continue
This exciting new site provides businesspeople around New Hampshire with a new platform with which to network, learn and share information. Not only will NHBR Network feature New Hampshire Business Review most up-to-date Granite State business information, but it will feature blogs and other commentary offering advice, tips and assistance from experts on a multitude of subjects, of interest to busin… Continue
Posted on September 8, 2009 at 1:42pm — 1 Comment
Comment Wall (13 comments)
- At 2:53pm on April 8, 2010,
Toral D. Cowieson said…
- Hi Jeff,
Thanks for the note and your time this AM. I will be in touch shortly.
Toral
- At 9:40pm on December 16, 2009,
Trudy Sutherland said… - Shout out to the best editor ever! Great working with you Jeff!
Trudy
- At 11:23am on November 10, 2009,
George Bald said… - Jeff
Great idea. Thanks
George
- At 12:28pm on November 9, 2009,
Christine Jennifer Davis said… - Things are really good. Just hired a development person so we are taking some great steps in the right direction.
cj
- At 4:03pm on October 23, 2009,
Leslie Sturgeon said… - Red underwear does not count - it has to be visible. So unless you plan to streak that day, you better get a sweater, tie or something else :)
- At 3:38pm on October 13, 2009,
edward A hennessey said…
- Thank you. it will be interesting to follow the activity.
- At 3:37pm on October 13, 2009,
Dr. William R. Osgood said…
- Hi Jeff - great job.
Here is some information you might want to share with the SMB audience:
"Where's the Money?"
The fact is, small businesses are still having a very difficult time finding the business financing they need to start and support their operations. Given that as a start, here are some further thoughts:
• The requirements have become much more stringent for small business lending - Banks and other conventional lenders are open to requests, but only from very solid companies with a 2-3 year successful track record, a clearly documented ability to repay the loan, and great collateral.
• Where there may be an opportunity for bank financing - you will need a complete business plan (You should have one anyway, of course). There are many public agency and non-profit business counseling resources that will help put this together for no cost - this can be an extremely valuable resource in the broader sense - getting good advice on all aspects of business development. Often these agencies have connections with local lenders where they can make a helpful introduction. These programs are all listed at www.BUZGate.org.
• Credit Cards - 46% of all small businesses use this as base financing. The good news is that this resource is pretty available for most start-ups. The bad news is that they carry a very high interest cost - which can severely impact a new or struggling small business - and can negatively affect your credit score which can be a borrowing detriment when the lending environment improves
• Retirement Funds - Many recently laid-off individuals are starting their own small business - and often using their retirement fund to finance the operation - If they are using a 401K, they should make sure that it is configured to allow them to borrow from the fund rather than cashing-out - if they cash-out, they will have accrued taxes to pay and a hefty penalty that can equal as much as 1/3 of the fund - both of which are avoided through the borrowing option
• Friends and Family have long been a source of financing for new small businesses - there is essential professional help to support and properly document such activity (http://www.buzgate.org/8.0/mn/ch_virginmoney.html)
• Public Sector Funding - Look to state-based and other public financing programs that may have specialized financing programs that are driven by more social outcomes such as job creation or HUB Zone deployment.
• Finally - minimize the investment - keep your breakeven at rock-bottom - don't spend a dime that isn't absolutely essential; don't buy expensive equipment - look for used bargains - minimize cash outflow commitments - watch labor costs - outsource where possible rather than maintaining employees
Good luck from Dr. Bill
- At 4:42pm on September 29, 2009,
Jan Pendlebury said…
- That's great. Thanks for inviting me to join.
Jan
- At 11:29am on September 29, 2009,
Hope Jordan said… - Nice to be here, Jeff.
I'm looking forward to exploring it more.
- At 10:06am on September 29, 2009,
Jamie Bulen said… - Is this an exclusive club? You know how I love exclusivity! Congrats on your new venture ......... jb
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